1. 1. GENERAL
    1. These terms apply to the electronic wallet services (including all associated services, features, technologies and functionalities) (“GCOX Wallet”) that are provided and owned by Global Crypto Offering Exchange Limited and its related and/or affiliated organisations (referred to as “GCOX”, “we”, “us” and “our”). In these terms, “you” and “your” refers to any person and/or entity accessing or using the GCOX Wallet. For the avoidance of doubt, we may from time to time provide more than one electronic wallet per User Account, and, where there is more than one such wallet, a reference to “GCOX Wallet” herein shall be deemed and construed as a reference to all GCOX Wallets unless otherwise specified or the context so requires.
    2. By accessing and/or using the GCOX Wallet, you accept these terms and agree to be bound by them. If you do not accept these terms, please refrain from any further use or access to the GCOX Wallet.
    3. These terms will also apply to any updates or upgrades provided by us that replace and/or supplement the GCOX Wallet (including any additional GCOX Wallet), unless such updates or upgrades are accompanied by separate terms in which case those separate terms shall apply.
    4. We may amend these terms from time to time. Amendments shall take effect from the date the amended terms are published at www.gcox.com. If you use or access the GCOX Wallet after such amendments, you agree to the amended terms and to be bound by them. It is your responsibility to check for the latest version of the terms.
    5. We may from time to time publish additional guidelines, rules, and conditions applicable to your use of any GCOX Wallet. You agree to comply with these additional guidelines, rules and conditions, which are incorporated by reference into these terms.
    6. We have no obligation to provide, or continue to provide the GCOX Wallet, or any part thereof, now or in the future. We reserve the right, at any time, temporarily or permanently, in whole or in part, without prior notification and without incurring any liability to you, to: modify, suspend or discontinue any GCOX Wallet; restrict or modify access to any GCOX Wallet; and modify and/or waive any charges in connection with any GCOX Wallet. You are deemed to agree to such modifications if you continue the use of the GCOX Wallet.
    7. Administrative and/or third party charges and/or other transaction fees (whether to miners, forgers, nodes or otherwise) may be incurred arising out of or in connection with your use of the GCOX Wallet, including the transfer or deposit of cryptocurrencies in and out of the GCOX Wallet. Any such charges and/or fees shall be borne by you.
    8. These terms only govern our provision and your use of the GCOX Wallet. Certain transactions and activities, including the provision of services or products may be performed or facilitated through the GCOX Wallet (e.g. participating in initial token sales and purchasing tokens with cryptocurrencies in the GCOX Wallet) may be subject to separate terms and conditions that you have to accept in order to enter into these transactions or perform these activities.
  2. 2. USER ACCOUNT REGISTRATION
    1. You are required to apply and register for an account on our platform (“User Account”) to use the GCOX Wallet. Separate terms and conditions govern your use of our platform and your User Account. You are required to accept those terms and conditions.
    2. Your User Account is linked to the GCOX Wallet you are using, and is accessed through your User Account. You are solely responsible for controlling access to and the security of your User Account. You will: (a) keep your account details and password confidential and not allow any other person to access your User Account; and (b) notify us immediately if you have reason to believe that the security of your User Account has been compromised.
    3. You are solely responsible for any and all transactions and activities which occur on the GCOX Wallet under your User Account. We are entitled to and will treat all such transactions and activities as having been conducted by you or with your knowledge and authority. For the avoidance of doubt, in cases where you have allowed any other person to use your User Account or have negligently or otherwise made your account details and/or password available to other persons, you agree that you are and remain fully responsible for (a) the transactions and activities of such other persons; and (b) the consequences of any use or misuse of your User Account.
    4. We reserve the right to monitor your usage of the GCOX Wallet and have the sole and absolute discretion to refuse access or use of any GCOX Wallet by any person (including you or any person authorised by you) at any time without having to give any reason or prior notice.
  3. 3. DISCLAIMERS
    1. To the maximum extent permitted by law, we make no guarantee, representation or warranty and expressly disclaim liability (whether to you or any person):
      (a)
      regarding the timeliness, reliability, accuracy, completeness, accessibility, quality, operation or usefulness of any portion of the GCOX Wallet;
      (b)
      regarding the availability or appropriateness of the GCOX Wallet;
      (c)
      that the GCOX Wallet will be error-free, continuously available or uninterrupted in operation, or free of viruses or other harmful components;
      (d)
      that the GCOX Wallet will operate or function properly on your devices or operating systems or with any third party software;
      (e)
      that the GCOX Wallet will not cause any damage to your devices or operating systems;
      (f)
      for the cryptocurrencies transferred or deposited in the GCOX Wallet being obtained through any acts in connection with money laundering, terrorism financing or any other acts in breach or contravention of any applicable law, regulation or rule;
      (g)
      for use of the GCOX Wallet for any purpose in connection with money laundering, terrorism financing or any other acts in breach or contravention of any applicable law, regulation or rule;
      (h)
      for failure, malfunction or breakdown of, or disruption to, the operation of our platforms and operations (including but not limited to blockchain and blockchain-based software systems) or any technology (including but not limited to blockchain and smart contract technologies) on which the GCOX Wallet relies on, for any reason whatsoever, including without limitation, due to occurrences of hacks, mining attacks (including but not limited to double-spend attacks, majority mining power attacks and “selfish-mining” attacks), cyber-attacks, distributed denials of service, errors, vulnerabilities, defects, flaws in programming or source code or otherwise, regardless of when such failure, malfunction, breakdown, or disruption occurs;
      (i)
      loss of possession of the credentials for accessing the GCOX Wallet in any manner and to any extent;
      (j)
      any prohibition, restriction or regulation by any government or regulatory authority in any jurisdiction of the operation, functionality, usage, storage, transmission mechanisms, transferability or tradability or other material characteristics of cryptocurrencies; and
      (k)
      all other risks, direct, indirect or ancillary, whether in relation to cryptocurrencies and the GCOX Wallet which are not specifically or explicitly contained in or stated in these terms.
    2. Your use of the GCOX Wallet is voluntary and at your sole risk.
    3. You are solely responsible for: (a) your reliance on the GCOX Wallet and the information available through the GCOX Wallet; (b) any liability or damage that you may incur through use of the GCOX Wallet; and (c) for all decisions or actions resulting from your use of the GCOX Wallet and its contents.
    4. The underlying protocols relating to cryptocurrencies that you transfer or deposit to the GCOX Wallet may be subject to changes beyond our control. This may affect the valuation and/or functionality associated with such cryptocurrencies. You acknowledge and agree to accept all risks associated with cryptocurrencies. We may but have no responsibility to assist you to mitigate against any consequences arising out of or in connection with any changes to such protocols.
    5. Internet communications may be susceptible to interference or interception by third parties. Such interference or interception may include cyber-attacks, distributed denials of service or errors, malicious exploitation of defects or vulnerabilities associated with the source codes associated with the GCOX Wallet. Where appropriate, we may use available technology to protect the security of the GCOX Wallet and cryptocurrencies transferred or deposited to the GCOX Wallet. To the maximum extent permitted under applicable laws, we make no warranties that the GCOX Wallet is free of infection by computer viruses, any malicious software, interference or interception by third parties, or other unauthorised software, and disclaim all liability for the security, authenticity, integrity or confidentiality of any transactions made through the GCOX Wallet.
    6. In the event of any loss, hack or theft of cryptocurrencies from the GCOX Wallet, you acknowledge and confirm that you shall have no right(s), claim(s) or causes of action in any way whatsoever against us.
  4. 4. NO SUPPORT
    1. We have no obligation to provide any maintenance, support or other services in relation to the GCOX Wallet, including providing any telephone assistance, documentation, error corrections, updates, upgrades, bug fixes, patches, and/or enhancements.
    2. Your access to and/or use of the GCOX Wallet may also be interrupted, suspended or restricted where we provide any maintenance, support or other services in relation to the GCOX Wallet.
  5. 5. LIMITED USE AND USAGE RESTRICTIONS
    1. The GCOX Wallet enables you to:-
      (a)
      send, transfer, deposit, store, track and manage supported cryptocurrencies; and
      (b)
      use the cryptocurrencies in the GCOX Wallet,
    2. or transactions that are supported by us, including to participate in selected initial token sales and coin offerings. We will from time to time keep you updated with details of supported transactions. Except for such supported transactions, the GCOX Wallet will not support other transactions and you will not be able to use the cryptocurrencies deposited in the GCOX Wallet for such other transactions or purposes. For the avoidance of doubt, each GCOX Wallet may have different supported transactions.

    3. The GCOX Wallet (a) may not support or have the ability to process all cryptocurrencies. You shall only transfer or deposit in the GCOX Wallet those cryptocurrencies we support. Information on supported cryptocurrencies are made available through the relevant GCOX Wallet and our platforms; and (b) will contain instructions on the sending, transferring, depositing, storage, tracking, management and use of supported cryptocurrencies in connection with that GCOX Wallet. Your compliance with these instructions and provision of all information requested through these instructions are required to ensure that you are able to perform these activities and properly use the GCOX Wallet. If you transfer or deposit to the GCOX Wallet cryptocurrencies that are not supported, or fail to comply with our instructions, we assume no responsibility for such cryptocurrencies, including any responsibility or liability for loss or return of such cryptocurrencies to you.
    4. You acknowledge and agree that (a) the cryptocurrencies that you transfer or deposit to the GCOX Wallet will be held in our cryptocurrency / blockchain wallets and processed at our sole and absolute discretion, including storage in such online and/or offline storage (or combination thereof) as we may determine. When you seek to use your cryptocurrencies deposited in the GCOX Wallet for transactions, there may be delays in operation or transmission of your transactions where we are required to obtain information that is offline. We assume no responsibility or liability for any loss, damage or penalty resulting from such delays; (b) notwithstanding that your cryptocurrencies deposited in the GCOX Wallet may only be used for transactions we support, we reserve the right, at any time, to reject and not fulfil any transaction you seek to perform for any reason whatsoever, including the unavailability of the GCOX Wallet, or periods of illiquidity or volatility in the cryptocurrency market. We assume no responsibility or liability for any loss, damage or penalty resulting from our rejection or non-fulfilment of any transaction; (c) we may, at our sole and absolute discretion, impose limits on the value or amount of cryptocurrencies that you may send, transfer, deposit, store, track, manage, or use, through the GCOX Wallet; and (d) we hold the private keys to our cryptocurrency / blockchain wallets holding the cryptocurrencies you deposit to the GCOX Wallet, and that we may access our cryptocurrency / blockchain wallets at our sole and absolute discretion. Notwithstanding the foregoing, while we will make reasonable endeavours to protect these private keys, we disclaim all liability for the security, authenticity, integrity or confidentiality associated with these private keys.
    5. You will not, and will not permit any other party to: (a) modify, adapt, improve, enhance, alter, translate or create derivative works of the GCOX Wallet; (b) use or merge the GCOX Wallet, or any component or element thereof, with other software, databases or services not provided by us; (c) reverse engineer, decompile, disassemble or otherwise attempt to derive the source code or structure of the GCOX Wallet, or decrypt the GCOX Wallet; (d) interfere in any manner with the operation of the GCOX Wallet; (e) circumvent, or attempt to circumvent, any electronic protection measures in place to regulate or control access to the GCOX Wallet; (f) use any robot, spider, site search/retrieval application or other manual or automatic device to retrieve, index, “scrape”, “data mine”, “crawl” or in any way gather the GCOX Wallet or reproduce or circumvent the navigational structure or presentation of the GCOX Wallet without our express prior written consent; (g) use the GCOX Wallet for any commercial purposes; (h) violate any applicable laws, rules or regulations in connection with your access or use of the GCOX Wallet; or (i) cache, frame or link to the GCOX Wallet without our prior written consent. You agree not to develop, distribute or sell any software or other functionality capable of launching, being launched from or otherwise integrated with the GCOX Wallet. You may not remove, alter or obscure any copyright notice or any other proprietary notice that appears on or in the GCOX Wallet.
  6. 6. RESPONSIBILITY TO ESTABLISH AND MAINTAIN CRYPTOCURRENCY WALLET AND ADDRESS
    1. Any transfer or deposit of supported cryptocurrencies into or out of any GCOX Wallet shall be made from or to (as the case may be) the address(es) of one or more of your external cryptocurrency wallet(s) (including but not limited to an Ethereum Wallet and/or a Bitcoin Wallet and/or an ACM Wallet) (“External Wallets”). For the purpose of these terms, “Bitcoin Wallet” means a cryptocurrency wallet owned by you which is compatible with Bitcoin, the cryptographic token native to the Bitcoin network, as provided by you to us; and “Ethereum Wallet” means an address owned by you on the Ethereum blockchain as provided by you to us; and “ACM Wallet” means an address owned by you on the Acclaim blockchain as provided by you to us.
    2. In connection with the GCOX Wallet, you will not use or designate any External Wallet which is an account or wallet established and maintained with any centralised web and API platform which provides services to allow users of the platform to convert certain cryptocurrencies, cryptographic tokens and blockchain assets (“Centralised Exchange”). We reserve the right to reject and not fulfil any transaction you seek to perform with the GCOX Wallet (including any transfer or deposit of cryptocurrencies to (or from) the GCOX Wallet) where you have used or designated an External Wallet associated with a Centralised Exchange. If any such transaction is processed, we assume no responsibility or liability for any loss, damage or penalty resulting from your use or designation of an External Wallet associated with a Centralised Exchange.
    3. In order to access and/or use the GCOX Wallet, you shall have the sole responsibility:
      (a)
      to access and use the GCOX Wallet in a secure manner and to maintain, in your fully secure possession, the credentials for accessing the GCOX Wallet;
      (b)
      in the case where you transfer ETH to (or from) the GCOX Wallet, to establish, and maintain, in fully operational, secure and valid status, access to an Ethereum Wallet which adheres to and supports the ERC20 Token Standard and maintain, in your fully secure possession, the credentials for accessing such wallet. For the purpose of these terms, “ERC20 Token Standard” means the set of criteria (including criteria in relation to functions and events) developed by the Ethereum community, which has to be met in a smart contract on a blockchain in order to enable inter-operability across multiple interfaces and distributed applications;
      (c)
      in the case where you transfer BTC to (or from) the GCOX Wallet, to establish, and maintain, in fully operational, secure and valid, status, access to a Bitcoin Wallet and maintain, in your fully secure possession, the credentials for accessing such wallet; and
      (d)
      in the case where you transfer ACM or APL to (or from) the GCOX Wallet, to establish, and maintain, in fully operational, secure and valid, status, access to an ACM Wallet and maintain, in your fully secure possession, the credentials for accessing such wallet.
    4. You shall also provide to us at such time as we may require, the address(es) of the External Wallet(s) as referred to in Clause 6.1 above.
    5. In the event of any loss, hack or theft of cryptocurrencies from the GCOX Wallet or External Wallets, you acknowledge and confirm that all risks in relation to the security of such wallets and the cryptographic tokens stored in such wallets shall be borne entirely by you, and you further acknowledge and confirm that you shall have no right(s), claim(s) or recourse or causes of action in any way whatsoever against us.
    6. Our obligation to provide you with the GCOX Wallet and to use the GCOX Wallet for any transaction (including permitting you to withdraw the cryptocurrencies deposited with us) shall be subject to your compliance with these terms. We reserve the right to reject and not fulfil any transaction you seek to perform with the GCOX Wallet where you are in breach of these terms. In the event that we are unable to process your request to withdraw the cryptocurrencies reflected in the GCOX Wallet due to your breach of these terms or loss of access to the GCOX Wallet, we may, at our sole and absolute discretion, hold such cryptocurrencies or do such other acts as we may determine and shall not be obliged to return or deliver any cryptocurrencies to you.6.4 You shall also provide to us at such time as we may require, the address(es) of the External Wallet(s) as referred to in Clause 6.1 above.
  7. 7. TRANSFER AND DEPOSIT OF CRYPTOCURRENCY
    1. Upon validation and verification of transfers of the supported cryptocurrencies from your External Wallets to our cryptocurrency / blockchain wallets on the relevant blockchain as successful and complete (with a transfer being considered successful and effected with at least (a) 30 confirmations on the Ethereum network for a transfer of ETH; and/or (b) 6 confirmations on the Bitcoin network; and/or (c) 1 confirmation on the Acclaim network (collectively, the "Required Confirmations")), save as provided for under these terms, such transfer shall be deemed to be final and reflected in the relevant GCOX Wallet.
    2. In the event that we discover any double spending of (or attempt to double spend) cryptocurrencies (regardless of ETH or BTC or ACM or APL) with respect to the cryptocurrencies transferred to the GCOX Wallet, or that your transfer of cryptocurrencies is determined to be in violation of any applicable laws, regulations or rules and you have made any transfers of cryptocurrencies (regardless of ETH or BTC or ACM or APL) in violation of any applicable laws, regulations or rules, you acknowledge and agree, regardless of whether such transfers of cryptocurrencies (regardless of ETH or BTC or ACM or APL) are reflected as validated and verified on the relevant blockchain, that your transfer of cryptocurrencies to the GCOX Wallet will be regarded as invalid, void and/or a nullity, and:
    3. In order to access and/or use the GCOX Wallet, you shall have the sole responsibility:
      (a)
      we shall have no obligation to provide, and you shall have no right to transfer or withdraw such cryptocurrencies (regardless of ETH or BTC or ACM or APL) transferred to the GCOX Wallet whether such transfer was validated and verified on the relevant blockchain as successful and complete or otherwise; and
      (b)
      you shall further undertake to indemnify GCOX for all claims, damages, losses, suits, actions, demands, proceedings, expenses, and/or liabilities (including but not limited to reasonable legal fees incurred and/or those necessary to successfully establish the right to indemnification) as may be incurred by GCOX arising from your actions.
    4. For the purposes of this Clause 7.2, “double spending” means to undertake, or attempt to undertake, two (2) different transactions on the Ethereum blockchain, Bitcoin blockchain, Acclaim blockchain or any other cryptocurrency network and spend the same account balance on each of the transactions.

      It is your sole responsibility to ensure that there is no attempt to double spend and that your transfer of any supported cryptocurrencies (regardless of ETH or BTC or ACM or APL) to the GCOX wallet is not in violation of any applicable laws, regulations or rules if your intention is not for clause 7.2 to apply.

    5. For the avoidance of doubt, we may, at our sole discretion, designate a different set of our cryptocurrency / blockchain wallets for each GCOX Wallet. In such a case, in the event of a transfer of supported cryptocurrencies between two separate GCOX Wallets, you acknowledge and agree that the source wallet will be treated as if it were an External Wallet for the purposes of the transfer, and this Clause 7 shall apply accordingly with the necessary modifications.
    6. /ol>
    7. 8. WITHDRAWAL OF CRYPTOCURRENCY
      1. Subject to this Clause 8, you may submit a request for a withdrawal and transfer of the cryptocurrencies in the GCOX Wallet to your External Wallet(s). The GCOX Wallet will contain instructions on how you may submit such a request. Your compliance with these instructions and provision of all information requested through these instructions are required to ensure that your request may be properly processed by us. We will endeavour to process your request within 3 days.
      2. We may withhold or suspend processing your request for any reason whatsoever, including the unavailability of any GCOX Wallet, or periods of illiquidity or volatility in the cryptocurrency market. We assume no responsibility or liability for any loss, damage or penalty resulting from our withholding or suspension of your requests. The cryptocurrencies withdrawn and transferred from any GCOX Wallet to your External Wallet(s) may also be subject to deductions for: (a) applicable charges and fees (in accordance with Clause 1.7 above); and (b) any other amounts or charges due and owing from you to us, whether under these provisions or otherwise, including amounts arising from your obligation to indemnify us pursuant to these terms.
      3. You are responsible for verifying and ensuring that information provided to us with your request for a withdrawal and transfer of the cryptocurrencies in the GCOX Wallet is accurate and complete. We shall not be liable for any errors in processing your requests (e.g. depositing cryptocurrency to a wrong location or account indicated by you), but may use reasonable efforts to assist you in identifying and reversing any erroneous transactions.
      4. For the avoidance of doubt, we may, at our sole discretion, designate a different set of our cryptocurrency / blockchain wallets for each GCOX Wallet. In such a case, in the event of a transfer of supported cryptocurrencies between two separate GCOX Wallets, you acknowledge and agree that the destination wallet will be treated as if it were an External Wallet for the purposes of the transfer, and this Clause 8 shall apply accordingly with the necessary modifications.
    8. 9. INTELLECTUAL PROPERTY RIGHTS
      1. The GCOX Wallet (including, for the avoidance of doubt: all materials located therein; logos, trademarks, service marks, domain names, trade names; designs, contents made available through the GCOX Wallet (including pages, documents and online graphics, audio and video); the source and object codes; and the format, directories, queries, algorithms, structure and organisation of the GCOX Wallet), are proprietary to us, and all intellectual property rights associated therewith, whether registered or not, are protected by law and owned by or licensed to us. You acknowledge that you have no right, title, interest in and to the GCOX Wallet and you agree not to challenge the validity of our ownership of or rights to them.
      2. You shall not reproduce, republish, post, transmit, communicate, distribute, use or otherwise exploit any content of the GCOX Wallet in any way without our prior express written permission, which may be withheld for any or no reason.
    9. 10. TERMINATION
      1. In addition to Clause 1.6, we may, in our sole and absolute discretion, at any time and for any reason, with or without prior notice, suspend or terminate your access and/or use of any GCOX Wallet without liability to you, if (a) you fail to comply with these terms; (b) you have used or are using any GCOX Wallet for any illegal or impermissible purpose or activity including any activity which may expose or potentially expose us to civil or criminal liability; (c) we deem fit to do so for security reasons or to protect our interests or the interests of other users of the GCOX Wallet; or (d) we are required to do so in compliance with any applicable law or regulation, or we are ordered to do so by any enforcement, regulatory or other governmental authority.
      2. Notwithstanding our suspension or termination of your access and/or use of any GCOX Wallet, or our suspension or discontinuance of any GCOX Wallet, you may still request for the withdrawal of the cryptocurrencies in the GCOX Wallet, subject to all applicable terms and conditions.
      3. Upon the suspension or termination of your access and/or use of any GCOX Wallet, you shall immediately cease the use of that GCOX Wallet. Clauses 2, 3, 9, 10, 12, 13, 14 and all other clauses so intended to survive after termination will survive the termination of these terms. Termination shall be without prejudice to any accrued rights of either party.
    10. 11. USER ACKNOWLEDGEMENTS
      1. You warrant that:
        (a)
        any information which you have provided to us in order to access and use any GCOX Wallet is accurate and complete for the duration of your access and use of the GCOX Wallet;
        (b)
        you have sufficient knowledge and understanding of the operation, functionality, usage, storage, transmission mechanisms and other material characteristics of cryptocurrencies, blockchain technologies (including those relating to cryptocurrency storage mechanisms), smart contract technologies and tokens to appreciate the risks and implications associated with the GCOX Wallet;
        (c)
        ou have the legal authority to deal with any cryptocurrencies that may be used in connection with your use of the GCOX Wallet and that such cryptocurrencies are not subject to any interests, claims or liens of whatsoever nature;
        (d)
        he provision of these terms, any part thereof or any copy thereof, or acceptance of the same by you, is not prohibited or restricted by the applicable laws, regulations or rules in your jurisdiction, and where any restrictions in relation to possession are applicable, you have observed and complied with all such restrictions at your own expense and without liability to us;
        (e)
        these terms constitute legal, valid, and binding obligations on you, enforceable in accordance with its terms;
        (f)
        you will comply with all applicable laws and regulations with respect to your activities in connection with the GCOX Wallet, and will not use any GCOX Wallet to engage in fraudulent, illegal or suspicious activities and/or transactions, including fraud, money laundering and financing terrorism; and
        (g)
        all of the above representations and warranties are, and will continue to be, true, complete, accurate and non-misleading from the time of your acceptance of these terms.
      2. You acknowledge and agree that no regulatory authority has examined or approved of these terms, no such action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction, and the provision of these terms to you does not imply that the applicable laws, regulatory requirements or rules have been complied with.
      3. You acknowledge and agree that for the GCOX Wallet to function, it may require a compatible device (including a mobile or computing device), appropriate third party software (such as browsers), and also connectivity to the internet. You are solely responsible for obtaining such device(s), software, and the necessary connectivity services to access and use the GCOX Wallet. We assume no responsibility for such devices, software and services, or for any functionality of the GCOX Wallet which is dependent on them to operate.
      4. You will provide all support, information and assistance necessary for us or our authorised representatives to conduct investigations, audits or inspections for the purpose of ensuring proper compliance with these terms or our legal or regulatory obligations, without any cost to us.
      5. You agree that in the event of any dispute or claim between us of whatever nature arising out of or in connection with any transaction conducted through the GCOX Wallet, the records of such transactions as recorded by us shall prevail. You shall fully reimburse us for all reasonable costs and expenses incurred to investigate and collate the relevant records and information in connection with such disputes or claims.
      6. We may from time to time track and capture non-personal information such as the number of users and their frequency of use, profiles of users and their online preferences, using cookies on the GCOX Wallet. We may also collect and use technical and associated information of the device(s) that you use to access the GCOX Wallet. You consent to our use of cookies and collection of such information, for our business purposes.
      7. Your personal data may be collected by us when you download, install, access or use the GCOX Wallet. You consent to our collection, use, disclosure and processing of your personal data in accordance with our Privacy Policy (available at www.gcox.com/privacy).
    11. 12. INDEMNIFICATION
      You will indemnify and at all times keep us and our related corporations and affiliates (including respective officers, directors, employees and agents) indemnified against any and all losses, damages, actions, proceedings, costs, expenses, claims, demands, liabilities (including full legal costs) which may be suffered or incurred by us or asserted against us by any person, party or entity whatsoever, in respect of (a) any matter or event whatsoever arising out of or in connection with your breach of any provision in the terms; (b) your use and access of the GCOX Wallet; (c) our reliance on information, data or records provided by you; (d) your violation of any applicable law or the rights of any third party; and/or (e) the occurrence of any event due to your act, omission or default which compromises the security or integrity of the GCOX Wallet.
    12. 13. LIMITATIONS
      1. To the maximum extent permitted by law, we shall not be liable for any damage or loss of any kind, or any direct, consequential, incidental, special or indirect damages, costs or claims of any nature whatsoever, arising out of or relating to:
        (a)
        your use, access or reliance on the GCOX Wallet (including any transaction conducted through the GCOX Wallet); and
        (b)
        the furnishing or performance of the GCOX Wallet or any delay or failure thereof,

        regardless of the form of action whether in contract, tort (including negligence), product liability or otherwise, even if we have been advised of the possibility of such damages.

      2. Without prejudice to the above, our cumulative aggregate liability to you in connection with these terms and the provision of the GCOX Wallet shall not for any reason, exceed S$100. This limitation applies to all causes of action in the aggregate including, without limitation, breach of contract, breach of warranty, negligence, misrepresentations, strict liability, and other torts. In any jurisdiction in which these limitations of liability are restricted, our liability is limited to the greatest extent permitted by law.
    13. 14. MISCELLANEOUS
      1. If any provision of these terms is found to be unlawful, void or for any reason unenforceable, that provision will be deemed severable from these terms and will not affect the validity and enforceability of any remaining provision. These terms constitute the entire agreement between you and GCOX relating to the subject matter herein and supersede any and all prior or contemporaneous written or oral agreements or representations. Our failure to insist upon or enforce strict performance of any provision of these terms shall not be construed as a waiver of any provision or right. A person who is not a party to these terms shall have no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce these terms.
      2. We may assign our rights and duties hereunder to any third party at any time without consent or notice to you. You shall not assign these terms or any rights or obligations herein without our prior written consent.
      3. You agree that these terms shall be construed in accordance with the laws of Singapore. Any claim or dispute arising in connection with your use of the GCOX Wallet shall be brought exclusively in the courts of the Republic of Singapore. Any cause of action or claim you may have with respect to the GCOX Wallet must be commenced within one (1) year after the cause of action or claim arises.

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